Step by Step
How to Pay — Full Process
01
Sign in to your bank's mobile app.
02
Go to 'Bill Payments' → 'Electricity'.
03
Choose your DISCO (the list is identical across banks because of 1Link).
04
Enter your 14-digit reference number and confirm the amount shown.
05
Approve with a biometric/OTP. The bank debits your account and sends an SMS receipt.
Pros & Cons
Advantages & Limitations of This Method
✓ Advantages
- Zero fee on standard electricity bill payments.
- Transaction sits in your bank statement - ideal for rental/housing society records.
- Bill can be saved as a recurring biller for one-tap payment every month.
⚠ Limitations
- Some banks cap payment size or require SMS OTP for first-time billers.
- Apps occasionally display a stale bill; always confirm the amount before approving.
FAQ
Frequently Asked Questions
Which banks support electricity bill payment?
Every major commercial bank in Pakistan (HBL, UBL, MCB, Meezan, Allied, Alfalah, Faysal, Askari, Bank of Punjab, NBP, and others) supports electricity bill payment via 1Link in their mobile app.
Is there a cut-off time?
No. 1Link operates 24/7; the DISCO posts the payment on its system within minutes in most cases.